A: You need homeowner insurance to protect your most valuable assets. It will pay you to repair or replace your home or other damaged structures. It will pay you to buy replacement furniture, clothing, essentials and other personal property if they become damaged by a covered loss. It protects you personally, against possible lawsuits, paying monies to injured or damaged persons, thus protecting your home and other valuable and treasured assets.
Q: Why do I need Homeowners Insurance?
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